[2021-09-13] 代表の崎村がEIC2021(ミュンヘンで基調講演を行います

来る9月13日19時20分(現地時間)より、ドイツ・ミュンヘン近郊のウンターシュラスハイムで行われるEuropean Identity and Cloud Conference 2021[note]欧州最大のアイデンティティ系のカンファレンス[/note] で、代表の崎村がキーノートスピーチを行います。

内容は「Global Assured Identity Network – GAIN」の発表で、先のSWIFTのCEOであるGottfried Leibbrandt氏と共同で行いたします。


Introducing The Global Assured Identity Network (GAIN)
Monday, September 13, 2021 19:20—19:40 (CET)


[2021-05-20] IIFで講演します

International Institute of Finance (IIF)のアジア・パシフィックサミットに出演します。バンコク銀行頭取など錚々たる方々の間でのパネルディスカッションです。


COVID-19 dramatically accelerated trends towards online commerce, the adoption of new payment methods and some significant shifts in consumer preferences. This poses significant questions on the extent to which these shifts will endure, or continue to evolve further, on the ability of companies to get new technologies to market, and the tools and technologies that small businesses need in transitioning or re-inventing themselves as eCommerce businesses. This session will also consider the challenges in getting digitalized services along “the last mile” to
end-users and consumers, the future of physical retail, and the ways in which eCommerce and traditional retail may blend in a post-pandemic world.



以下に1日目だけコピーしておきますが、正式にはこちらのプログラムをご参照ください→ プログラム (PDF)

8:00 am – 8:25 am IN CONVERSATION
• Chu Gang, Chief Operating Officer, CICC
• Clay Lowery, Executive Vice President, Research and Policy, IIF (Moderator)
8:25 am – 8:30 am BREAK

8:30 am – 9:10 am
Across the region, the financial sector is rapidly gearing up to mobilize capital to help with the
transition to a low-carbon, climate-resilient economy. As China advances plans to be carbon
neutral by 2060, and regional policymakers and regulators seek to channel private capital
towards climate and environmental goals, how are industry leaders taking on the challenge?
With a growing focus on sustainable infrastructure investment, how are innovative solutions
supporting the development of clean transportation, better waste management and water
support systems, and smart cities?
• Sonja Gibbs, Managing Director and Head of Sustainable Finance, Global Policy
Initiatives, IIF (Moderator)
• Masayuki Tanimoto, Managing Executive Officer and Global Head of the
Infrastructure and Environment Finance Group, Japan Bank for International
Cooperation (JBIC)
• Siobhan Toohill, Group Head of Sustainability, Westpac
• Joachim von Amsberg, Vice President, Strategy and Policy, AIIB

9:10 am – 9:15 am BREAK

9:15 am – 9:55 am
Much of Asia seems poised to emerge less scathed than other regions by the COVID-19
pandemic. Over the last few years, we have seen a number of regional trade agreements that
should bring the countries closer together economically. At the same time, tensions between
the two largest powers in the region – China and the United States – are at an all-time high. The
Biden administration has inherited this tension and does not seem intent on changing the
trajectory of the bilateral relationship. Regional players are now tasked with balancing their
deep economic and sometimes cultural ties to China with their economic and (in some cases)
security relationships with the US. This backdrop of a faster economic recovery, rising tensions,
a new US administration, and potentially even more attention on the region – such as the Tokyo
Olympics, the South Korean elections, and the 100th anniversary of the founding of the Chinese
Communist Party – suggests a potentially fascinating set of issues to discuss.
• Charles Lake, President, Aflac International; Chairman and Representative Director,
Aflac Life Insurance, Japan
• Clay Lowery, Executive Vice President, Research and Policy, IIF (Moderator)
• Susan Thornton, Senior Fellow and Research Scholar, Paul Tsai China Center,
Yale University Law School
• Ahmed Saeed, Vice-President East Asia, Southeast Asia and the Pacific, Asian
Development Bank
9:55 am – 10: 00 am BREAK

10:00 am – 10:20 am
While financial services were already transforming at a rapid pace, the pandemic has
accelerated digital timelines across the industry. It has forced radical changes in customer
behavior, moving significant portions of the economy online and increasing customers’ comfort
and willingness to engage digitally. For many financial institutions, COVID-19 also unlocked
hidden potential, stripping away many of the barriers that organizations traditionally face in
realizing the digital promise. This session will feature some of the key findings from the IIFDeloitte ‘Realizing the Digital Promise’ series, including the key enablers for digital
transformation, such as customer centricity, the requisite talent and culture for an innovation
mindset, execution capabilities and external collaboration.
• Conan French, Senior Advisor, Digital Finance, IIF (Moderator)
• Michael Tang, Partner and Head of Global Digital Transformation for Financial
Services, Deloitte
• Katsunori Tanizaki, Senior Managing Director, Group Chief Digital
Innovation Officer, Sumitomo Mitsui Financial Group (SMFG)

10:20 am – 11:00 am
COVID-19 dramatically accelerated trends towards online commerce, the adoption of new
payment methods and some significant shifts in consumer preferences. This poses significant
questions on the extent to which these shifts will endure, or continue to evolve further, on the
ability of companies to get new technologies to market, and the tools and technologies that
small businesses need in transitioning or re-inventing themselves as eCommerce businesses. This
session will also consider the challenges in getting digitalized services along “the last mile” to
end-users and consumers, the future of physical retail, and the ways in which eCommerce and
traditional retail may blend in a post-pandemic world.
• Brad Carr, Managing Director, Digital Finance, IIF (Moderator)
• Nat Sakimura, Chairman, OpenID Foundation
• Chartsiri Sophonpanich, President, Bangkok Bank Public Company Limited
• Kati Suominen, Founder and Chief Executive Officer, Nextrade Group


Citi Client Advisory Board and Treasury Leadership Forum Day 3 に出演します

ご縁があって、来る7/16(日本時間深夜)に、Citi のイベント「Citi Client Adivisory Board and Treasury Leadership Forum」に出演します。

イベントは、米国東部時間の午前10時(日本時間午後11時)からで、わたしの出番は午前0時からのパネルディスカッションです。タイトルは、「Digital Identity: foundational or elective?」です。

Digital Identity: foundational or elective?

日時:2020年7月17日 0:00 – 1:00

  • Tony McLaughlin, Global Head, Emerging Payments and Business Development, Citi (moderator)
  • Bianca Lopes, Co-Founder, Talle
  • Greg Wolfond, Founder, SecureKey
  • Nat Sakimura, Chairman, OpenID Foundation
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Tony McLaughlin

Tony McLaughlin
Global Head, Emerging Payments and Business Development

Tony McLaughlin is the Managing Director responsible for Emerging Payments and Business Development in Citi’s Treasury and Trade Solutions (TTS) business. Tony is responsible for the TTS Ecommerce proposition and is deeply involved in new methods of payment, Distributed Ledger and Fintech engagements. He joined Citi in 2004 and has been Core Cash Head for Asia Pacific based in Hong Kong and the Global Transaction Services Head for the United Kingdom, spearheading Citi’s engagement with large public sector clients and payment aggregators. Tony was responsible for the design and development of ABN AMRO’s Third Party Continuous Linked Settlement (CLS) offering, electronic banking platform and transactional FX solution. At HSBC Holdings, he fulfilled a global strategy role for the Payments and Cash Management business. Before that he was a Senior Product Manager for Barclays Bank with responsibility for electronic collections products including International Direct Debits.

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Bianca Lopes

Bianca Lopes
Co-Founder, Talle

Bianca is an economist, mathematician and serial entrepreneur. Naturally curious and fascinated by humans, she has been a banker, has been a CIO of a biometrics company, and has worked with over 40 financial institutions and eight governments to help reshape their human approach to technology by rethinking identity. Bianca is an experienced speaker in data, identity and fintech, with a passion for digital and financial literacy.

Bianca co-founded Talle, a global collective of futurists, strategists, technologists and creatives who take a multidisciplinary approach to helping organizations navigate the complexities of an increasingly digital world. Talle enables businesses to envision the future, create strategy and execute against tangible KPIs, transforming business and messaging by connecting trust and true empathy to make people think, expand perspectives and connect ecosystems.

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Greg Wolfond

Greg Wolfond
Founder, SecureKey

Greg is the founder of SecureKey and brings more than 30 years of experience in fintech, security and mobile solutions to his role as Chief Executive Officer. Greg is a serial entrepreneurial whose earlier ventures include Footprint Software Inc., a financial software company he sold to IBM, and 724 Solutions Inc., a wireless infrastructure software provider he took public. He sits on several boards and has been recognized as one of Canada’s Top 40 Under 40, Entrepreneur of the Year and one of the 100 Top Leaders in Identity. Greg holds a Bachelor of Arts in Computer Science from the University of Western Ontario and a Bachelor of Science in Biochemistry and Life Sciences from the University of Toronto.

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Nat Sakimura

Nat Sakimura
Chairman, OpenID Foundation

Nat Sakimura is a well-known identity and privacy standardization architect at NAT Consulting and the Chairman of the Board of the OpenID Foundation and MyData Japan. Besides being an author/editor of such widely used standards as OpenID Connect, JWT (RFC7519), JWS (RFC7515), OAuth PKCE (RFC7636) ISO/IEC 29100 Amd.2, and ISO/IEC 29184, he helps communities to organize themselves to realize the ideas around identity and privacy.

As the chairman of the board of the OpenID Foundation, he streamlined the process, bolstered the IPR management, and greatly expanded the breadth of the foundation spanning over 10 working groups whose members include large internet services, mobile operators, financial institutions, governments, etc.

He is also active in public policy space. He has been serving in numerous committees in the Japanese government and also advising OECD’s Working Party on Data Governance and Privacy in Digital Economy as a member of the Internet Technical Advisory Committee (OECD/ITAC).

He is currently the head of delegates of the Japanese National Body to ISO/PC 317 Consumer Protection: Privacy by design for consumer goods and ISO/IEC JTC 1/SC 27/WG 5 that standardizes Identity management and privacy technologies and is a founding board member of Kantara Initiative.

Personally, he was a flautist and still deeply loves (both western and Japanese) ‘classical’ music especially the 20th century and later. (Well, is that ‘classical’?) He spent six years in Kenya while he was in junior and senior high school, where he learnt how to horse ride to go after giraffe, and still loves the life there.








Zoom での対談ならではの記念写真も載っております。約一名バ美肉になっておりますところが見どころとのことです。


Announcement プライバシー




申込みは、Peatix から可能です。月曜の段階で300名を超えるお申込みを頂いているとのことです。


開催日時は2020/05/01 (金)14:00 – 16:00 JST


  • 石山 アンジュ
    一般社団法人シェアリングエコノミー協会事務局長 / 一般社団法人Public Meets Innovation代表 / 内閣官房シェアリングエコノミー伝道師
  • 崎村 夏彦
    一般社団法人Fintech協会アドバイザー / OpenID Foundation 理事長
  • 宮田 裕章
    慶応義塾大学医学部 医療政策・管理学教授
  • 安田 クリスチーナ
    米NGO InternetBar.orgディレクター
  • 木村 康宏
    一般社団法人Fintech協会代表理事副会長 / freee株式会社執行役員社会インフラ企画部長
  • 落合 孝文
    一般社団法人Fintech協会 理事 / 渥美坂井法律事務所・外国法共同事業パートナー
  • 野中 瑛里子
    一般社団法人Fintech協会 事務局長




  • 目的: そのシステムの目的はなにか?
    • きちんと整理してドキュメント化すること。これがないと始まらない。現状聞くところによると、次の2つが少なくともあるようだ。
      1. 行動変容を促すアプリ:接触を8割減らす(7割ではあまり意味がない?)← 統計的に処理できるので、普及率はそこまでクリティカルではない。
      2. 感染対策:トラッキング ← アプリの普及率がクリティカル ⇢ アプリでは多分意味がない。プラットフォームがやる必要あり。
  • ステークホルダー:そのシステムのステークホルダーは誰か、システムを直接使わない人まで考えて洗い出す。
  • 攻撃者:攻撃者としてだれが考えられるか?
    • システム提供者
    • 観測者
    • 侵入者
    • 知人・家族:人間の幸福度に最も大きなインパクト
    • 地域の人:差別問題に直結
  • データの最小化:最低限取得しなければならないデータはなにか。それぞれの処理で対象にしなければならないデータはなにか。
  • プライバシー・リスクマネジメントに影響を及ぼす要因(JIS X 9250 より)
    • 法令及び規制要因
    • 契約要因
    • ビジネス要因
      • 想定される活用法、利用の背景・状況の具体的特性
      • 業界ガイドライン、行動規範他
    • 他の要因
      • 本人のプライバシー選好
      • 内部統制制度
      • 技術標準
  • 本人の権利確保 etc => ISO/IEC 29100 (JIS X 9250)プライバシー原則
    • 同意及び選択(Consent and choice)
    • 目的の正当性及び明確化(Purpose legitimacy and specification)
    • 収集制限(Collection limitation)
      • 目的を達するために必要最低限のデータしかあつめてはいけない。
    • データの最小化(Data minimization)
      • それぞれの処理において必要最低限のデータしか触ってはいけない。必要に応じてマスキングなど行う。
    • 利用,保持,及び開示の制限(Use, retention and disclosure limitation)
      • 開示先のアクセスコントロールがきちんとできているか。そのポリシーは適切か。
    • 正確性及び品質(Accuracy and quality)
      • 攻撃者がある人をターゲットにデータを入れてくるようなことが考えられる。これは重篤なプライバシーリスクを生むので対処する必要がある。
    • 公開性,透明性,及び通知(Openness, transparency and notice)
      • 信頼性の獲得に重要。
    • 個人参加及びアクセス(Individual participation and access)
      • どのようなデータが保存されているかを本人が見ることができなければならない=>本人が認証してログインしてアクセスできなければならない。(ソーシャルログインなどでも良い。)
    • 責任(Accountability)
      • 何が起きているかを説明し
      • それを第三者が検証するための証拠を提出し
      • 検証の結果説明が間違っていたら責任を取る。
    • 情報セキュリティ(Information security)
    • プライバシーコンプライアンス(Privacy compliance)
  • 対象とすべきデータ≠個人情報
    • 将来的に個人に結びつけ可能になるかも知れない情報まで管理対象にしておかないと、あとではまる。
      • 電話番号とか機器に結びついたUUIDは保護対象ではないというのは無理。
  • これらを鑑みた上でのPIA (ISO/IEC 29134 (JIS X 9251)) ステークホルダーの洗い出しと彼らによるリスクの承認


  • 電話番号など、変更されたり再利用されるものは一時的な識別子としては良いが、継続的な識別子としては向かない。利用はユーザー主張識別子に留めるべきで、内部識別子は別に採番し、そちらを使って管理すること。
  • 上記本人の権利確保には、本人によるデータアクセスなどがあるから、本人に認証手段を渡さなければならない。
    • 例:アプリで鍵ペアを生成して、サーバに初回データを送るときに一緒に送って登録するなど。